Scale Gap Calculator | FinElevate
FinElevate

Scale Gap Calculator

See how your business measures up against industry benchmarks

A complimentary tool by FinElevate — Fractional CFO Services

Your Numbers

Enter your business financials

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$
$
$
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Your Growth

Year-over-year revenue performance

Your year-over-year growth rate 50%
Target growth rate 20%
Your 2025 revenue $750,000
Revenue at target (20% growth) $600,000
Revenue gap You Beat Target

If growth is under target, the key levers are marketing, sales, or pricing optimization.

Your Profit

Profit margin analysis vs industry

Industry benchmark: 30% profit margin
Your 2024 profit margin 20%
Your 2025 profit margin 20%
Your 2025 profit $150,000
Profit at target margin $225,000
2025 profit gap $75,000

If profit is under target, focus on pricing, cost of goods, labor costs, or overhead reduction.

Your Cash to Owners

Owner compensation analysis

Industry benchmark: 25% cash to owners
Your 2024 cash to owners % 13%
Your 2025 cash to owners % 10%
Your 2025 cash to owners $75,000
Cash at target % $187,500
2025 cash gap $112,500

If cash is under target, focus on profit improvement, payables/receivables timing, inventory management, or debt restructuring.

Rule of 40

Growth + Profit efficiency

Rule of 40: Growth % + Profit % should equal at least 40%
Your combined growth + profit 70%

The Rule of 40 says every business should be able to make a combined 40% of growth and profit. In fast growing years, profit may suffer, but combined they should still equal 40%.

Value Curve

Growth efficiency analysis

Revenue Growth
50%
Profit Growth
50%
Cash Growth
15%

The Value Curve says that we should be more efficient as we grow - a business at $10M should have more profit and more cash to the owner as a percentage than a $1M business. Are you growing better every step of the way?

Your Perfect Year

What 2025 could have looked like

Revenue
$750,000
Profit
$225,000
Cash to Owners
$187,500

This isn't fantasy - this is what happens when you combine best-in-class growth, profitability and cash to owners. We've recasted your 2025 financials into the year that got away.

Your Valuation Estimate

Company value based on industry multiples

2025 Actual
$450K - $750K
At Target
$675K - $1.1M
Valuation gap $225K - $375K

Based on basic information here, this is the estimated valuation of your company currently, compared to your Growth, Profit and Cash to Owners being at Target.

Want Help Closing the Gap?

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